FINO Payments Bank Reports 43% Profit Drop in FY2026
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FINO Payments Bank Limited's net profit plunged 43% to ₹5,246 lakh (EPS ₹0.85).
- Total income dropped 15% to ₹1.59 bn; operating profit before provisions fell to ₹7,180 lakh and net profit after tax to ₹5,246 lakh.
- Deposits rose 22% to ₹2.38 bn, but borrowings surged 83% to ₹1.54 bn, lifting the debt‑to‑assets ratio to 28.90% and debt‑equity ratio to 1.91.
- Operating cash flow turned negative (‑₹30,671 lakh), while financing activities generated a ₹69,584 lakh inflow from new borrowings.
- Capital adequacy strengthened to 83.95%, providing a solid buffer amid earnings weakness.
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