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IFL Finance Limited (NSE: 1225IFL27, 1225IFL28, 1175IFL28, 1180IFL28, 1180IFL28A, 1175IFL28A, 1180IFL28B) reported unaudited Q2 FY 2026 results (quarter ended 30 June 2026).
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Revenue: Total revenue from operations stood at ₹ 2,854.34 Lakhs (interest income ₹ 2,762.92 Lakhs, fee & commission ₹ 86.74 Lakhs).
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Profit after Tax (PAT): ₹ 695.96 Lakhs, delivering an EPS of ₹ 0.82.
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Margins: Net profit margin recorded 24.38 %, indicating a solid profitability profile.
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Leverage & Capital Ratios:
- Debt‑Equity ratio rose to 2.29 (up from 2.14 in the prior quarter).
- Total debt to assets increased to 66.71 % (vs 65.91 %).
- Capital Adequacy Ratio (RBI) improved to 32.11 %.
- Provision coverage ratio stood at 21.77 %.
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Key operational highlights:
- Completed a ₹ 18,645.17 Lakhs non‑convertible debenture (NCD) issuance across six tranches, fully secured with ≥ 1.10 times security cover.
- Authorized share capital was raised from ₹ 100 crore to ₹ 12,500 Lakhs (₹ 125 crore).
- Shareholders approved an IPO proposal; the Draft Red Herring Prospectus was filed on 22 July 2026.
- Proceeds from the May 2026 NCD issue (₹ 50 crore) have been fully utilised as per the offer document.
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Regulatory compliance: All disclosures were made in accordance with SEBI Listing Regulations; auditors issued a limited‑review report with an unmodified opinion, confirming a true and fair view of the company’s affairs.
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