IFL Finance Limited Reports Q2 FY2026 Results

IFL Finance Limited (NSE: 1225IFL27, 1225IFL28, 1175IFL28, 1180IFL28, 1180IFL28A, 1175IFL28A, 1180IFL28B) reported unaudited Q2 FY 2026 results (quarter ended 30 June 2026).

Revenue: Total revenue from operations stood at ₹ 2,854.34 Lakhs (interest income ₹ 2,762.92 Lakhs, fee & commission ₹ 86.74 Lakhs).

Profit after Tax (PAT): ₹ 695.96 Lakhs, delivering an EPS of ₹ 0.82.

Margins: Net profit margin recorded 24.38 %, indicating a solid profitability profile.

Leverage & Capital Ratios:

• Debt‑Equity ratio rose to 2.29 (up from 2.14 in the prior quarter).
• Total debt to assets increased to 66.71 % (vs 65.91 %).
• Capital Adequacy Ratio (RBI) improved to 32.11 %.
• Provision coverage ratio stood at 21.77 %.

Key operational highlights:

• Completed a ₹ 18,645.17 Lakhs non‑convertible debenture (NCD) issuance across six tranches, fully secured with ≥ 1.10 times security cover.
• Authorized share capital was raised from ₹ 100 crore to ₹ 12,500 Lakhs (₹ 125 crore).
• Shareholders approved an IPO proposal; the Draft Red Herring Prospectus was filed on 22 July 2026.
• Proceeds from the May 2026 NCD issue (₹ 50 crore) have been fully utilised as per the offer document.

Regulatory compliance: All disclosures were made in accordance with SEBI Listing Regulations; auditors issued a limited‑review report with an unmodified opinion, confirming a true and fair view of the company’s affairs.