Bajaj Finance Posts FY26 Results, AUM Tops ₹5 Lakh Cr
Verified article - details checked for accuracy.
Data Extracted via Frism DocuLens
Bajaj Finance posted a robust FY26, breaking the ₹5 lakh cr AUM barrier and delivering strong earnings growth while sharpening credit quality and rolling out an AI‑driven transformation.
- AUM surged 22% YoY to ₹509,975 cr, crossing the ₹5 lakh cr milestone and expanding its customer base to 119.33 million (up 17.5 million).
- PAT jumped 24% YoY to ₹20,689 cr (Q4 PAT +27% to ₹5,660 cr), with PBT also up 23%; ROE hit 19.2% annualised and the board declared a ₹6.00 per share dividend (including a ₹0.60 special payout).
- Credit quality improved: Net NPA fell to 0.41% (down 3 bps) and CRAR stood at 21.55% (Tier‑I 20.67%), while provisioning coverage on Stage‑3 assets remained at 60%.
- AI rollout accelerated: 203 AI‑dedicated staff, 10 voice and 17 text bots, and 6,632 AI‑text bot receipts in Q4, targeting 650 K receipts and ≈5 lakh new accounts in FY27.
- FY27 outlook aims for 22‑24% AUM growth, 15‑17 million new customers, and continued cost‑efficiency gains, despite macro‑economic and regulatory headwinds.
Complete ArticleExclusive Frism Intelligence Report
Frism is a financial information and news discovery platform. We provide factual summaries and data correlations for educational and informational purposes only. Frism does not provide investment advice, buy/sell recommendations, or directional market outlooks. Users should consult a qualified financial advisor before making any investment decisions.
Proudly crafted in India 🇮🇳
Frism Computing (OPC) Private Limited
#74, 15TH CROSS, JP Nagar III Phase, Bangalore South, Bangalore 560078, Karnataka